I love coats, but I hate wearing them. They are cute and can really make an outfit whole or interesting, but you wear them for only a short amount of time before they become annoying. Once to your destination, you have to lug it around or find a place to stash it. Sometimes I would rather just layer up a bit sans coat and run from my car to where ever it is I might find worth venturing from my warm home to, which isn't many places when it's super cold. So I put my denim vest to work under my thin camo jacket (not nearly as annoying as a big bulky coat) to add a bit more warmth with this simple tee. I also like wearing big, chunky scarves (like worn in this outfit) with outfits with or without coats.
How do you stay warm sans coat, if you swing that way as I do on occasion?